Risk Director (Fintech P2P)
Michael Page
- Jakarta
- Permanent
- Full-time
- Develop and Implement Credit Risk Strategy
- Establish Robust Policies and Procedures and to ensure compliance with regulatory requirements, especially in MSME lending.
- Develop and deploy risk assessment models and tools to evaluate customer creditworthiness and assess lending risks.
- Conduct & Perform Credit Portfolio Reviews by analyze-ing credit analyses conducted, and provide feedback for improvement.
- Periodic Monitoring and Review of Credit Risk Metrics
- Responsible in managing Credit Underwriting and Collections:
- Perform Regular Risk Assessments, stress tests to evaluate the impact of market conditions, economic factors, and regulatory changes on the credit portfolio.
- Bachelor's degree or higher in Accounting, Finance or a related field.
- Minimum of 15+ years of relevant experience in credit risk management in SME or consumer banking/finance, with exposure to MSME or Productive or Secured Lending.
- Strong Understanding of credit operations management, including underwriting and collections.
- Excellent Leadership Skills and ability to communicate with different management levels.
- Experience in fintech and/or digitalization projects within financial institutions is advantageous.
- Excellent communication skills in both Bahasa and English is a MUST.
- Competitive Remuneration
- Dynamic and Fast-pace environment